• 2 Stroke Husqvarna Motorcycles Made In Italy - About 1989 to 2014
     WR = 2st Enduro & CR = 2st Cross

  • Hi everyone,

    As you all know, Coffee (Dean) passed away a couple of years ago. I am Dean's ex-wife's husband and happen to have spent my career in tech. Over the years, I occasionally helped Dean with various tech issues.

    When he passed, I worked with his kids to gather the necessary credentials to keep this site running. Since then (and for however long they worked with Coffee), Woodschick and Dirtdame have been maintaining the site and covering the costs. Without their hard work and financial support, CafeHusky would have been lost.

    Over the past couple of weeks, I’ve been working to migrate the site to a free cloud compute instance so that Woodschick and Dirtdame no longer have to fund it. At the same time, I’ve updated the site to a current version of XenForo (the discussion software it runs on). The previous version was outdated and no longer supported.

    Unfortunately, the new software version doesn’t support importing the old site’s styles, so for now, you’ll see the XenForo default style. This may change over time.

    Coffee didn’t document the work he did on the site, so I’ve been digging through the old setup to understand how everything was running. There may still be things I’ve missed. One known issue is that email functionality is not yet working on the new site, but I hope to resolve this over time.

    Thanks for your patience and support!

All 2st trade in...

bbc

bbc

Husqvarna
A Class
I have never traded a motorcycle in before so I'm not totally sure how it works I also still owe 5,000 on it it's a hardly riden 2011 TC449 how does that work the loan is through bmw any info would be helpful I know it's probably a dealer to dealer type of thing if anyone has any info thank you! I'm not sure where to post this lol I'm want to trade it for bill credit 165 and that's a two smoker lol
 
You owe more than it's worth... especially on a trade. You'll be lucky to get 3K on a trade. You *might* be able to get 4K if you sell it. As much as it sucks... basically, you're screwed.
 
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In one of my prior lives I was an automobile insurance adjuster and would run into this anytime an accident totaled a vehicle but the owner still owed a balance on their note that was higher than the "ACV' actual cash value of the car.
We would only pay the ACV, not the payoff amount of the vehicle. So in some ways it is similar to trading in the bike if you should owe more. The dealership will only give you the "ACV" of your bike on trade-in. Then, once you've selected the bike you want to replace your first one with, they will sell you the next one and roll over your unpaid balance into the new bike's financed amount, and barring the math being to far out of whack, you have a new bike with all of your debt rolled into one.
Example:
1st bike bought new, out the door for $9000. This included taxes, some gear, bells and whistles.
A few years later I want to trade it in for whatever reason...
1st bike is now worth $4000, but my payments have only paid $3000 off the original balance.
I am $2000 upside down on my note.
I trade it in and find another bike for sale for $5000 out the door.
The dealer will then submit my loan application to the financial institution who will lend the money to me. The total submitted for my brand new bike would be $7000.

Some notes:
Get as good a price for your trade-in as possible. That means make it sparkle, get everything looking better than new.
Haggle your new bike's price down as low as possible.
Rolling over unpaid balances will usually only work on the purchase of a new bike, not rolling that balance over into a used bike purchase.
Be aware: your new bike will now have a higher payoff than it is worth right off the bat, so if you get run over a month later and the bike is totaled, you will still only get "ACV". Hence, that new $5000 bike is now worth $3500, but add your $2000 balance from before, and instead of being $2000 upside down you are now $3000 or $4000 upside down.

Generally, rolling over balances is not unheard of. It happens quite often. If you can sell the bike on the open market you'll get more, but to release the title from the lien holder you'll need to come up with the balance to pay off your finance amount, as no lien holder will give away a title without payment in full for the collateral.

Good luck.
 
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