I was coming back from a perfect weekday of riding when a car jumped the medium and slammed into me head first. I guess the guy passed out and was going about 80mph when he hit me. I'm banged up good and both feet are broken. The foot area got crushed in the wreck which caused the injuries.
Anyway, my bike was in the back. It was secured with tie downs to the bars and subframe. The truck is tottaled but the bike "looks" OK. Should I try to get the insurace company to pay for the complete bike? Or should I just have it inspected and try to get them to pay for this plus any parts that need replacement? I am not even sure if it is covered but I think a non-street legal vehicle in the back of the truck is covered.
I also want to know if the guy who hit me knew he had a medical condition that could cause him to pass out. I am guessing the police are curious of this too. How would I find this out?
It looks like I will not be riding for a least a few months.
Anyway, my bike was in the back. It was secured with tie downs to the bars and subframe. The truck is tottaled but the bike "looks" OK. Should I try to get the insurace company to pay for the complete bike? Or should I just have it inspected and try to get them to pay for this plus any parts that need replacement? I am not even sure if it is covered but I think a non-street legal vehicle in the back of the truck is covered.
I also want to know if the guy who hit me knew he had a medical condition that could cause him to pass out. I am guessing the police are curious of this too. How would I find this out?
It looks like I will not be riding for a least a few months.