Discussion in '610/630' started by ckanderson, Sep 11, 2011.
Those aren't streetbikes, those are land yachts with rocket motors...
That's the idea.
Get some full coverage insurance quotes and I think you'll change your mind.
3 years ago I was looking at new leftover B-King (Busa motor). At the time I already had 4 bikes insured, full coverage, $250 deductibles for total premium of $1,100 a year. Adding the B-King would have increased my insurance an additional $2,200 a year. That is not increased to, increased an additional. Needless to say I didn't buy it.
I've had sportbikes in the past. It's all I've owned until I got my Husky.
Full coverage for me is < $600 a year.
Busa is not rated like merely a sportbike. Please quote before you buy, it should take you only 5 minutes. But if you're not planning on full coverage then it wouldn't matter so no need.
State Farm rates bikes by CCs only. 1400 won't be much more than 1000. My 630 is only slightly cheaper than my ZX-10R was.
But yeah, I always get a quote first.
quote="jtemple, post: 243352, member: 3023"]I've had sportbikes in the past. It's all I've owned until I got my Husky.
Full coverage for me is < $600 a year.[/quote]
suggest you get a quote in writing.. Was going to pick up a Busa a few years ago and with a perfect driving record, no accidents, ticket and being over 45 it still could not find anything less than $1800 a year for full coverage. There is a reason for the cost.. as my time riding a busa made it clear..
I have a 2009 Hayabusa with full coverage. Full coverage is less than my Prius, less than $400 a year with State Farm. All I can say is I love mine, can have more fun on it in 5 minutes, than most will experience in a lifetime. i think my Husky with State Farm, liability only is around $115 per year.
I've got liability insurance with Progressive and pay $95 a year. Even less on my other bikes due to the multiple vehicle discount.
State Farm must have some deals on bike insurance...
Got one, full coverage on a Hayabusa or ZX-14R is about $505 yearly.
I'm 27 and have some speeding tickets (in cars, never been pulled on a bike). My full coverage on the Husky is a bit more than that...
Husky 650 Terra added to my policy, full coverage, $123 per year. Liability only was twenty something extra, $23 I think. Progressive.
Are you keeping your 630 Ken?
Absolutely! It's a completely different bike than the 650 and much more suitable for rougher rides. I should probably narrow it down to the 250 and the 650, but I am really fond of the 630 and have it all set up the way I want it. It's a keeper.
Can you define what you call full coverage. Liability/PD and limits, comp/collsion what deductibles, UMBI, UMPD, etc.
Impossible to accurately compare insurance rates as too many variables between people and area they live but I am very curious. I get great rates on all my other bikes but the Busa motor took my rate to the stratophere with the gecko. I will be quoting State Farm just to check. Previously Progressive and Geico were always neck and neck for the cheapest on the bikes I own.
I had 2 Harleys and a Kawasaki on my policy when I bought the Husky. My insurance went up $14/year. Maybe they were smart enough to figure out I couldn't be riding more than one at a time. It's about $700/year for all 4 bikes, full coverage. 'Course I'm old, married, and haven't had a moving violation for quite a while.
39 years old, married, clean driving record
$250 deductible comprehensive and collision
250,000/500,000 bodily injury
100,000 property damage
My 630 is $294/year with that coverage.
I have the same coverage from Progressive and I pay $169/year